Scheme Details


The Scheme is a ‘defined contribution arrangement’. During the course of your membership of the Scheme the value of your investment account will increase as you make contributions and as the value of your investments rise.

Highlights of the Scheme:

  • A regulated investment manager to manage your investments
  • Freedom over how you withdraw your money when you retire, subject to tax considerations
  • Under the new Pension Rules, access to your entire pension after the age of 55
  • A pension for you when you retire
  • Twenty-five percent of your money can be withdrawn free of any income tax after the age of 55
  • Valuable tax breaks, which mean your pension savings build up in a tax efficient manner
  • You will receive an annual statement showing the performance of your investment account.

The Scheme’s documents can be downloaded as follows:

Vedius - Pension trust

Scheme Brochure

Vedius - Pension trust

Employers Guide

Vedius - Pension trust

Pension Options

The Scheme provides you with a tax-efficient way to save for your retirement. Recent Government initiatives have removed many restrictions on your pension pot and you will soon have total freedom over how you withdraw your money.

The Scheme provides you with a tax-efficient way to save for your retirement. Recent Government initiatives have removed many restrictions on your pension pot and you will soon have total freedom over how you withdraw your money.

The Trustee has set the investment policy for the Scheme as set out in the Statement of Investment Policy. The Trustee has appointed Gallium Fund Solutions Limited to act as the Investment Manager to the Scheme. The Investment Manager is responsible for all the investment decisions and for managing those investments during the life of the Scheme.

The Scheme offers its members a balanced investment strategy. The majority of the funds are invested in listed investment schemes or products. The remainder of the funds are invested in alternative investment schemes and products, to provide diversification and access to potentially higher returning investment opportunities.

The Scheme aims to achieve on average an annualised return for its membership of 5% after running costs, fees and expenses.

Gallium Fund Solutions Limited
Gallium House
Unit 2, Station Court
Borough Green
Sevenoaks
Kent  TN15 8AD

01732 882 642
vedius@gallium.co.uk